Plastic Surgery Financing Manhattan NYC

Dr. Douglas Senderoff offers his patients the option to finance their plastic surgery procedure. Patient financing was created for people who don’t want to tie up their traditional credit sources with medical debt or those who simply can’t afford to pay out-of-pocket healthcare charges at the time they elect plastic surgery.

Please note: Sometimes your health insurance may consider cover part or all of your plastic surgery if you are seeking plastic surgery due to a specific condition.

It’s no longer necessary to delay a surgical procedure that you really want, nor worry about the inability to pay for treatment. Patient financing allows you to make low monthly payments over an extended period of time.

CareCredit offers a variety of programs for patients with all types of credit histories. CareCredit™  approves a greater percentage of plastic surgery candidates than other credit issuers – even patients with past credit problems can be approved.

Prosper Healthcare Lending is the premier financing company in the healthcare industry. The healthcare financing industry has been flooded with high-interest credit cards that may help you pay for the treatment you need, but often end up causing more harm than good. We offer healthy, simple interest loans with no prepayment penalties, no retroactive interest, longer terms for lower monthly payments, and an inquiry process that will only take you minutes to complete. We truly “Make Health Care Affordable.”

With the ALPHAEON CREDIT card, you will find the widest array of monthly payment options to help you reach your individual wellness, beauty, and performance goals. The ALPHAEON CREDIT card allows you to move forward today. Plus, with special financing options not always available with other credit cards, you may find the ALPHAEON CREDIT card is a better way to pay.

United Medical Credit offers loans of up to $25,000 for cosmetic surgeries with the following benefits:

  • Affordable monthly payments.
  • Competitive interest rates.
  • No prepayment penalty.
  • Multiple loan term plans to choose from.
  • Interest-free financing options (on approved credit and provider participation).

If you’ve been denied credit by others in the past, apply for financial assistance, Dr. Senderoff’s staff is able to help you finance via telephone during your free plastic surgery consultation.

  • High approval rate.
  • 90 days same as cash on most loans.
  • Low-interest rates for patients with good credit.
  • Reasonable interest rates for patients with past credit problems.
  • Loan terms up to 60 months.

List of Plastic Reconstructive Surgeries that may be Covered by Your Insurance

Here is a list compiled with information from The American Society of Plastic Surgery regarding surgeries that your insurance company may consider covering:

  • Abdominal Surgery: If the abdominal surgery is performed to improve or eliminate health problems such as back pain, sores, hernia, rashes, or help improve the ability to walk normally.
  • Breast Reduction and Breast Implants Plastic Surgery: If performed to correct breast asymmetry, reduce large breasts (causing health problems (breast reduction), reconstruction due to loss, congenital absence (was born with only one breast), or reduce large male breasts.
  • Ear Surgery: If the “otoplasty” is performed to correct deformed ears by birth, disease, or injury.
  • Eyelid Surgery (Blepharoplasty): If performed to correct drooping eyelids that are causing vision problems or correct eyelids that are turned in an abnormal way.
  • Facial Surgery: If performed to balance the appearance if caused by paralysis, treat deformities in the facial muscles, head, or neck.
  • Rhinoplasty / Nasal Surgery: If performed to correct deformities resulting from birth, disease, or problems with breathing.

Dr. Senderoff can confirm if your condition would be considered reconstructive and can help you with contacting your insurance company. Feel free to contact us if you have any questions.

If you have any questions about financing your plastic surgery or are interested in a complimentary consultation with the NYC Plastic Surgeon Douglas M. Senderoff, MD, FACS please contact us.

Dr. Douglas Senderoff
461 Park Avenue South, 7th Floor
New York, NY 10016
(212) 481-3939